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Affordable RV Coverages from GMAC Insurance

"Where the rubber meets the road" is never so true as it is when you have a mishap with your vehicle. The bottom line is – are you adequately protected if the unexpected happens?

GMAC Insurance understands that you need coverages to protect your RV investment as well as to protect you and your family in case of theft, accident, breakdown or other loss.

That’s why we have all the coverages you need for most recreational vehicles, including motorhomes, fifth wheels, mounted truck campers and more.

At GMAC Insurance, we offer coverages designed specifically for the RV lifestyle, including:

Storage Option – Save money by suspending the coverage you don’t need during the months your RV is not on the road. You’ll still be fully protected against threats like fire, storms, wind and theft. Just six months of this exclusive Storage Option could save you up to $400!
Optional Full Replacement Cost Coverage – We give you a comparable new RV if yours is totaled or stolen.¹ This protects you from depreciation — you could save thousands.
Personal belongings coverage for full replacement cost up to $3,000 – From laptops and linens to attachments and accessories, your belongings are automatically insured for what you paid — not a depreciated amount. You can add more coverage if you need it.
Permanent Attachments Coverage – We automatically insure permanent attachments for the full amount it would cost to replace them — not a depreciated amount.
RVs and autos on one convenient policy – Earn a multi-vehicle discount of up to 20% for insuring your RV and autos with us. And if your RV and auto are ever involved in the same claim, you’ll only be responsible for one deductible, not both!
Full-Timer Coverage – For RVers who live in their RV full-time, we offer specialty coverage with their specific needs in mind.

Plus, we're so committed to delivering exceptional service that if you aren't satisfied with our claims service we'll waive up to $250 of your deductible.²

Of course we offer the insurance coverages your state may require, including:

And with GMAC Insurance you enjoy our SmartDiscounts and SmartServices,^SM including Guaranteed Claims Service Satisfaction – if you’re not fully satisfied with our claims service, we’ll waive your deductible up to $250.²

¹ If your RV is totaled or stolen (and not recovered) in its first five model years it will be replaced with a comparable new RV, even if you’re not the original owner. After the first five model years, you will receive your full original purchase price — not a depreciated amount — toward the purchase of the replacement RV. Replacement Cost Coverage must be purchased during the RV’s model year or within the following four years.

² Not available in TX.

Eligibility, benefits, discounts and coverages may vary

Underwritten by these member companies of the GMAC Insurance Group, Winston-Salem, NC: Integon Specialty Ins. Co., Integon Indemnity Corp., Integon General Ins. Co., New South Ins. Co., Integon Preferred Ins. Co., Integon National Ins. Co. and Integon Casualty Ins. Co., National General Ins. Co., National General Assur. Co., MIC General Ins. Corp. and GMAC Ins. Co. Online, Inc. Coverage not available in HI and MA. Coverage in NJ provided by High Point Property and Casualty Ins. Co. which is not affiliated with GMAC Ins. Some features may not be available.

Underwritten by National General Ins. Co. in TX and National General Assur. Co. in WA. Coverage purchased through agencies is underwritten in TX by Home State County Mutual Ins. Co., administered by Integon National Ins. Co.; and in WA by Integon Indemnity Corp., Integon Preferred Ins. Co., and New South Ins. Co.

RVs with an original cost new of $500,000 or more will be insured only if all autos in household are also insured with GMAC Ins. Underwriting approval required.