Our Smart Parts Promise – We guarantee the use of only Original Manufacturer (OEM) parts in collision repairs at no extra charge! 1 We will not use aftermarket parts that could compromise your vehicle's warranty. (You might be surprised to learn which major insurers DON’T offer this coverage!)

SmartValet – We’ll pick up your damaged vehicle and bring you a rental car after an accident. Once your vehicle is repaired, we will deliver it directly to you and return the rental car at no extra cost!2

If your Child Safety Seat is damaged in an accident, we'll replace it at no additional charge.3

An Emergency Expense Allowance – We cover up to $500 in food, lodging and travel expenses after a claim, so you’ll never get stranded.4

Guaranteed Claims Service Satisfaction. We'll waive your deductible up to $250 if you are not completely satisfied with our claims service!5

Nationwide Towing - After an accident, we'll tow your car at no additional charge.6

GMAC Insurance provides an outstanding customer experience - We are not focused on the insurance policy, but on the person and his or her needs.